Blog

Home Insurance Part 1

What Is Homeowners Insurance? Homeowners insurance protects you financially from losses related to the home you own or are purchasing. (If you rent your home, you would need insurance for renters.) If your home is damaged or destroyed by a fire, homeowners insurance can cover the repair or rebuilding of your home. If thieves rob your home or vandals damage it or your personal property, homeowners insurance can cover the repair, replacement or recovery of that property. If you are sued by someone who is ...

Winter Driving

With the new year comes the chance to take a step back, and set goals for the year ahead. And even if your New Year’s resolutions are already a distant memory, here’s one you can add to your list: keeping your car in tip-top shape. Here’s a quick checklist to help you and your vehicle start the year off right.    Be prepared for cold weather: Keep your car clean.  If your dealing with snow and ice, and ...

Car Insurance What is your Coverage

We hope your packages are all shipped and your ready for Christmas!  Do you know what your car insurance liablilities are?  It is super important to understand how this coverage works. Lets assume you have Liability at 1$00,000/$300,000/$100,000.  The first $100,000 is the liability limit for a person in your car, $300,000 is for the total accident (all persons in the vehicle). This would pay the medical bills, ect for a person in an accident that you are the responible party in an accident and ...

Merry Christmas and Happy New Year

We are moving closer to Christmas and the New year!  Its a festive time of year, friends families are gathering.  One of my favorites holidays.  Its also a time for reflection on the past year and a time to look forward to the new year.  Insurance is not something people often think about in December, but if you can save money, its always a good time.  We offer car and home insurance, it can be bundled or seperated, depends on ...

Cyber and Data Breach

Everyone hears about Data Breach and Cyber Coverage, but have you thought about it?  I often hear " I don't need this coverage" or " Its just for the big companies"  Statistic prove tht the majority of Data Compromise happens to small privately-owned companies, not large corporations. Every Commercial entity ...